How to Update Your NID for Nepali Banks From Your Phone in 2026: Complete Home Guide
Nepal Rastra Bank has revised its National ID requirements for bank customers, and for many accounts this can now be updated through mobile banking instead of a branch visit. Here's exactly what's changed, what you need, and the step-by-step process — plus an interactive checklist and walkthrough below.
Magh 1, 2080
end of Ashwin 2083
That's the deadline for relevant existing accounts under NRB's revised framework — accounts left unverified after this window may face restrictions on certain services and high-value transactions.
What is the latest NID update for Nepali bank customers?
In July 2026, Nepal Rastra Bank revised its regulatory framework around National ID information as part of stronger Know Your Customer (KYC) procedures — intended to improve customer identification and strengthen defenses against financial fraud, cybercrime, and money laundering.
Still, if you already hold your National Identity Card or NID number, updating your bank record now — rather than waiting for the deadline — is the smart move.
Can you update your NID from your phone?
In many cases, yes — but the exact process depends on your bank. There's no single "update NID" button that works the same way across every Nepali bank; each one builds its own mobile banking, internet banking, or digital KYC flow.
Nabil Bank
The nBank app advertises digital KYC completed fully online, including a virtual KYC session where required.
Nepal Bank
Offers online identity verification; its digital account-opening flow includes fields for NID number, issue details, and document uploads.
Global IME Bank
Lets eligible customers registered with the Nagarik App use their National ID-based information to open accounts online, subject to verification.
The safest approach either way: open your bank's official app → look for KYC / Profile / Personal Information / Customer Information Update → enter your NID details → verify → submit. The exact wording differs bank to bank.
What you need before updating your NID
Double-check every digit — a single wrong number can fail verification.
Your account should be linked to a number you can access, for OTP verification.
Install it from a trusted app store only — avoid APKs or links from social media.
You may need to enter the number, or upload a clear photo/scan of the document.
Helpful for OTPs, document uploads, or face/biometric verification.
How to update your NID from home: 7 steps
What if your bank has no NID update option?
Not every bank app offers the same functionality yet. If you can't find a KYC or NID option, check your bank's official website, internet banking portal, app notifications, customer care line, official social pages, or nearest branch. Some banks run a separate digital KYC portal instead of building it into the main app — avoid relying on random social media posts or unofficial sites for instructions.
Quick checklist: update your bank NID from home
Benefits of updating your NID online
No branch queue
Complete the update without visiting your branch in person.
Saves time
No need to take time off work or travel — do it from home.
Digital KYC
Helps banks keep customer records accurate and current.
Better identification
NID-based verification strengthens how banks confirm who you are.
Bank NID update vs. digital wallet NID update
Your bank account and your digital wallet are updated separately. For a bank account, you update your NID through your bank's own mobile/internet banking or digital KYC channel, following the 7-step process above.
NRB's amended payment-system directive also requires licensed wallet providers to verify the electronic National ID record when opening new wallets. Existing wallet users with an NID must update their wallet details with that number within the applicable timeframe — updating your bank does not automatically update your wallet, and vice versa.
Is updating your NID online safe?
Your National ID number is sensitive. Keep these rules in mind:
Quick answers
Open your bank app and check your NID status today
If you already have your National ID, there's no reason to wait for the Ashwin 2083 deadline. Log in, find KYC/Profile, and see where you stand.
Official source: Nepal Rastra Bank (NRB) — check its circular archive for the current regulatory text, and your own bank's official app or website for its specific KYC process.
Deadlines, procedures, and app features can change and vary by bank. Verify current requirements with Nepal Rastra Bank and your own bank before relying on any detail above.
